If you are searching for a reliable way to track your Pakistan Stock Exchange (PSX) investments, you are not alone. Thousands of Pakistani investors struggle to find an app that actually works for KSE-100 stocks, supports PKR, and gives meaningful performance metrics.
In this post, we compare the most common ways Pakistani investors track their portfolios and explain why we built Zarify to solve the gaps.
How Most Pakistani Investors Track Stocks Today
1. Broker Apps (AHL, Next Capital, KTrade, etc.)
Your broker's app shows your current holdings and basic P&L. But it has major limitations:
- No historical performance tracking
- No XIRR or annualized returns
- Cannot compare your returns against KSE-100
- No way to track multiple broker accounts in one place
- Dividends and corporate actions are often missing
2. Excel / Google Sheets
Many investors maintain spreadsheets. While flexible, they require:
- Manual price updates every day
- Complex formulas for average cost calculation
- No XIRR support without custom macros
- Hours of maintenance every month
- Easy to make errors that go unnoticed
3. Global Apps (Yahoo Finance, Investing.com, etc.)
These apps are built for US/EU markets. For PSX investors, they fall short:
- PSX stock data is often delayed or missing
- No PKR as base currency
- No understanding of CDC, broker fees, or WHT
- No KSE-100 benchmark comparison
What a Good PSX Tracker Should Offer
Based on what Pakistani investors actually need, a proper stock portfolio tracker should have:
- Live KSE-100 and PSX stock prices - updated during market hours
- Accurate P&L calculation - including fees, taxes, and dividends
- XIRR returns - the gold standard for measuring investment performance
- KSE-100 benchmark - to know if your stock picking adds value
- Multi-portfolio support - separate portfolios for different strategies
- Transaction history - complete log of buys, sells, dividends, and corporate actions
- Free access - no premium paywalls for basic tracking
Zarify - Built for Pakistani Investors
Zarify checks every box above. Here is what makes it different:
Live Market Data
Real-time prices for all PSX-listed stocks during market hours. Your portfolio value updates automatically - no manual refresh needed.
True Performance Metrics
Unlike basic P&L, Zarify calculates XIRR (Extended Internal Rate of Return) and Time-Weighted Return (TWR). These are the same metrics professional fund managers use to measure performance.
Why does this matter? If you invested Rs. 500,000 over 6 months in multiple transactions, a simple P&L number is misleading. XIRR tells you the actual annualized return accounting for when each rupee was invested.
KSE-100 Benchmark Comparison
See your portfolio performance plotted against the KSE-100 index on the same chart. This answers the most important question: "Am I beating the market, or should I just invest in an index fund?"
Auto-Import Broker Confirmations
No more manual data entry. Upload your broker's PDF confirmation or forward it via email. The app automatically extracts trade details - symbol, quantity, price, fees, and date.
Currently supported brokers include Next Capital, Arif Habib, and more being added regularly.
Complete Transaction Tracking
Every type of transaction is supported:
- Buy and sell orders
- Cash and stock dividends
- Broker fees and CDC charges
- Withholding tax (WHT)
- Right shares and bonus shares
Free, No Ads
Zarify is completely free. No ads, no premium tier, no hidden charges. Available on Web, Android, and iOS (coming soon).
How to Get Started
- Visit app.psxportfolio.pk or download from Google Play
- Sign up with your Google account
- Add your transactions manually or import broker PDFs
- Start tracking your real returns
The Bottom Line
If you invest in the Pakistan Stock Exchange, you deserve better tools than spreadsheets and basic broker apps. Zarify gives you professional-grade analytics - XIRR, TWR, benchmark comparison - completely free.
Stop guessing. Know your returns.
Zarify is free for all Pakistani investors. Available on Web and Android.